More than Just a Mortgage
We offer mortgage services in Alabama, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Vermont, Virginia, West Virginia and Wisconsin.
Have questions? Let's talk. Our mortgage experts are here to help you figure things out.
While rates are always subject to change, we offer some of the best around.
Looking to learn more about buying a home? Come to a free mortgage seminar and learn just how simple financing can be.
Know your options
Whether you are buying your first home, a vacation home, are relocating or looking to refinance your existing mortgage, we have a mortgage program tailored to your needs
We'll work with you to finance the home of your dreams—even if it doesn't exist yet.
Paying more than you should for your mortgage? Refinance with us and lower your monthly payments.
The loan programs we offer are unique to Members 1st. Your interest rate will be based on your credit history, current credit report and loan-to-value (LTV).
Use this calculator to estimate monthly mortgage payments, interest payments, and the impact of principal payments.
A mortgage is a big commitment. Before you start house hunting, we suggest meeting with one of our mortgage experts to discuss your individual circumstances and needs.
This depends on your personal situation. A fixed rate mortgage means you have a set interest rate and your payments remain steady through the life of your mortgage. With an adjustable rate mortgage, your interest rate will fluctuate over the life of your loan, which affects the amount of your payment.
A down payment is cash that you pay up front to get the loan. It is deducted from the total amount of your mortgage and it is what helps you to start building equity in your home. It's best to talk with one of our mortgage experts to figure out what you need for your down payment.
Getting Ready for Life's Moments and Milestones
Visa Signature® Card
Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.Get Started
Buying a House
Your home will likely be the biggest investment you ever make. Here’s everything you need to know—and who to talk to if you’d like some personalized guidance.Get Started
Save for big plans—a little at a time. With great rates and powerful in-app tools, it’s never been easier to set (and achieve) your long-term goals.Get Started
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Hit the Road
Hear that? It’s the open road calling. Here’s how to get an auto loan quicker and smarter.Get Started